Terms and Conditions

(Apply to all visitors, users and others who access or use the Service)


These Terms govern your access to, usage of all content, Product and Services available at https://kalmnfsksah.com website (the “Service”) operated by kalmnfsksah (“us”, “we”, or “our”). Your access to our services are subject to your acceptance, without modification, of all of the terms and conditions contained herein and all other operating rules and policies published and that may be published from time to time by us. Please read the Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to any part of the terms of the Agreement, then you may not access or use our Services.

Privacy policy

Before you continue using our website, we advise you to read our privacy policy regarding our user data collection. It will help you better understand our practices.

Intellectual Property

The products, whether modified or not, and all intellectual property and copyright contained therein, are and shall at all times remain our sole and exclusive property. You agree that under no circumstances, whether the product has been modified or not, shall you have or attempt to claim ownership of any intellectual property rights or copyright in the product. You also agree that you will not reproduce or redistribute our intellectual property in any way, including electronic, digital, or new trademark registrations.

Third Party Services

If you use any Third Party Services, you understand that: Any use of a Third Party Service is at your own risk, and we shall not be responsible or liable to anyone for Third Party websites or Services. Our Service may contain links to third-party web sites or services that are not owned or controlled by us , and we assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services.

License and Use

Your purchase of one of our products constitutes our granting to you of a non-exclusive, non-sublicensable, non-transferable license to download and access that product for the purpose of your own personal use and reference,
you shall not copy, re-sell, sublicense, rent out, share or otherwise distribute any of our products, whether modified or not, to any third party. You agree not to use any of our products in a way which might be detrimental to us or damage our reputation.

Refunds and Chargebacks

Since the products made available here are intangible (pdf e-book: it is deemed “used” after download or opening, and you will not be able to return it), there is a strict no refund policy.once customers make a purchase, they will not be able to refund or exchangeable. Refunds are made if we are unable to deliver the book to you, or the e-book is damaged. In case you have purchased one product more than once by mistake, you are entitled to request a refund of your excess money that you transferred. Refund fees are always deducted from refund value, so the money will not be returned in full.


Warranties and Liability

We make every effort to ensure that our products are accurate, authoritative and fit for the use of our customers. However, we take no responsibility whatsoever for the suitability of the product, and we provide no warranties as to the function or use of the product, whether express, implied or statutory, including without limitation any warranties of merchantability or fitness for particular purpose.

 You must not:

  • Republish material from this website
  • Sell, rent or sub-license material from this website
  • Reproduce, duplicate or copy material from this website
  • Redistribute content from this website

You agree to indemnify us against all liabilities, claims, demands, expenses, actions, costs, damages, or loss arising out of your breach of these terms and conditions. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. Anyone has the right to share the link to purchase the product from this site.



we reserve the right, at our sole discretion, to modify or replace these Terms at any time, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.

Contacting Us

If you require any more information or have any matter relating to our Terms and Conditions policy, please feel free to contact us by email at (contact@ kalmnfsksah.com)